By checking this box, you agree to the following terms and conditions:

• No Refund Policy
  Please note that all purchases are final. Due to the digital and/or experiential nature of our programs, we do not offer refunds.

• Payment Plans Are Not Subscriptions
  If you choose a payment plan, you are agreeing to pay the full cost of the program in the scheduled installments.
  This is not a subscription service that can be canceled at any time. By selecting a payment plan, you are entering into an agreement to complete all remaining payments, regardless of your participation level or usage of the program.

• Failure to Complete Payments
  Failure to complete your payments may result in removal from the program and possible referral to a collections agency for the remaining balance. We encourage open communication—if you’re facing hardship and need support, reach out before missing a payment.

• Intellectual Property
  All program content is the intellectual property of Temple of the Muse. It may not be reproduced, shared, or distributed without express written consent.

• Community Standards
  We reserve the right to remove participants from the program without refund if behavior is deemed disruptive, abusive, or violates the safety and respect of our community. We hold your safety in high regard!